UK Banks 英國銀行

英國有好多不同的銀行,其中一些是零售銀行,有分行和網上理財服務,而有些只提供網上理財(虛擬銀行)。在開設銀行戶口之前可以先進行一些研究,看看哪家銀行服務最適合你的個人需求。


There are many different banks in the UK with some providing both online and high street banking services, whereas some only does online banking. It is a good idea to carry out some research before opening a bank account and to see which bank would be suitable for your personal needs.


零售銀行 ~ Top UK High-Street Banks

  • Lloyds Bank Group ( Lloyds, Halifax and Bank of Scotland )

  • NatWest Group ( NatWest, Royal Bank of Scotland and Ulster Bank )

  • Barclay's

  • HSBC

  • Santander UK

  • Virgin Money

  • TSB

  • Metro Bank

較少分行的銀行 ~ Banks with fewer branches

  • Bank of East Asia ( BEA ) 東亞銀行

Building Society

  • Nationwide

  • Coventry

英國虛擬銀行 ~ UK Online Banks

  • Monzo

  • Revolut

超級市場的銀行 Supermarkets' Banks

  • Tesco Bank (1997)

  • Sainburys' Bank (1997)

  • The Co-operative Bank (1872)

  • M&S Bank (1989) ~parent: HSBC Bank Plc

零售銀行 Retail Banks


Lloyds Bank Group consist of :

Lloyds Bank, Bank of Scotland, and Halifax


萊斯銀行集團包括

萊斯銀行、蘇格蘭銀行、和哈利法克斯銀行


總部:愛丁堡和倫敦

Headquarters: Edinburgh and London



Lloyds Bank 萊斯銀行 (駿懋銀行)

Pronunciation 發音:Loi-d-s

https://www.lloydsbank.com


有分行,網上理財和手機App服務。

High Street, Online and Mobile banking services.


Lloyds Bank was created in 1695, it is one of the oldest banks in the UK.

始建於1695年,它是英國最古老的銀行之一。

分行位於英格蘭,蘇格蘭和威爾士。

High-Street branches are in England, Scotland and Wales.




Bank of Scotland 蘇格蘭銀行

https://www.bankofscotland.co.uk


Bank of Scotland 的分行僅在蘇格蘭。有網上理財和手機App服務。

High Street, Online and Mobile banking services. Bank of Scotland are only located in Scotland.


母公司是萊斯銀行(駿懋銀行)集團。

Parent company is the Lloyds Banking Group.


Reference: https://www.thescottishsun.co.uk/news/scottish-news/5225708/bank-of-scotland-lloyds-banking-closures-group/


Halifax 哈利法克斯銀行

https://www.halifax.co.uk

有分行,網上理財和手機App服務。分行位於英格蘭蘇格蘭威爾士和北愛爾蘭。

High Street, Online and Mobile banking services. High-Street branches are in England, Scotland, Wales and Northern Ireland.

母公司是萊斯銀行(駿懋銀行)集團。

Parent company is the Lloyds Banking Group.



NatWest Banking Group (formerly the RBS Group plc) consist of:

NatWest, Royal Bank of Scotland and Ulster Bank


國民西敏寺銀行集團(以前是RBS Group plc)包括:

國民西敏寺銀行、蘇格蘭皇家銀行、和阿爾斯特銀行


  • 總部:愛丁堡

  • Headquarters: Edinburgh

  • Founded in 1969 成立於1969年

  • 62.4% is owned by the UK government

  • 英國政府擁有62.4%


NatWest 國民西敏寺銀行

(National Westminster Bank)

https://personal.natwest.com/personal.html


有分行,網上理財和手機App服務。分行位於英格蘭威爾士和蘇格蘭。

High Street, Online and Mobile banking services. High-Street branches are in England, Wales, and Scotland.




Royal Bank of Scotland (RBS) 蘇格蘭皇家銀行

https://personal.rbs.co.uk/personal.html

有分行,網上理財和手機App服務。分行位於蘇格蘭英格蘭和威爾士。

High Street, Online and Mobile banking services. High-Street branches are located in Scotland, England and Wales.

母公司是國民西敏寺銀行集團。

Parent Company is the NatWest Holdings.


RBS was found in 1880 成立於1880年

Reference: https://www.thetimes.co.uk/article/budget-2020-sale-of-last-royal-bank-of-scotland-shares-delayed-6zcb5hjdr



Ulster Bank 阿爾斯特銀行

https://digital.ulsterbank.co.uk/


阿爾斯特銀行的分行僅位於北愛爾蘭。有網上理財和手機App服務。

The Ulster Banks are only located in the Northern Ireland. High-Street, Online and Mobile banking services.


母公司是國民西敏寺銀行集團。

Parent Company is the NatWest Holdings.

Reference: https://www.belfastlive.co.uk/news/belfast-news/bank-worker-raided-20k-elderly-8662907





Barclay's 巴克萊銀行

Pronunciation 發音:Bar-cleeys


https://www.barclays.co.uk

有分行,網上理財和手機App服務。分行位於英格蘭蘇格蘭威爾士和北愛爾蘭。

High Street, Online and Mobile banking services. High-Street branches are located in England, Scotland, Wales and Northern Ireland.


成立於1925年,總部位於倫敦。

Barclay's was established in 1925 with its headquarter is in London.




HSBC UK 英國滙豐銀行

https://www.hsbc.co.uk


有分行,網上理財和手機App服務。分行位於英格蘭蘇格蘭威爾士和北愛爾蘭。

High Street, Online and Mobile banking services. High-Street branches are located in England, Scotland, Wales and Northern Ireland.


成立於1880年,總部位於倫敦。

HSBC was established in 1880 with its headquarter is in London.

倫敦唐人街分行

Branch in London China Town




Santander UK 桑坦德銀行

Pronunciation 發音:San-tan-dare


https://www.santander.co.uk

有分行,網上理財和手機App服務。分行位於英格蘭蘇格蘭威爾士和北愛爾蘭。

High Street, Online and Mobile banking services. High-Street branches are located in England, Scotland, Wales and Northern Ireland.

母公司是西班牙桑坦德銀行集團,成立於1988年。總部位於倫敦。

Owned by the Spanish Santander Group and was established in 1988. Headquarter is in London.




Virgin Money 維珍銀行

https://uk.virginmoney.com/


有分行,網上理財和手機App服務。分行位於英格蘭蘇格蘭威爾士和北愛爾蘭。

High Street, Online and Mobile banking services. High-Street branches are located in England, Scotland, Wales (Cardiff) and Northern Ireland (Belfast).


它成立於2003年,總部位於 Newcastle。

It was founded in 2003 and its headquarter is in Newcastle.




TSB Bank TSB 銀行